A Freedom of information request, widely covered in the press over the last few days, has revealed that the FCA plans to write to 1,841 financial advisers regarding the standard of advice given to clients about transferring away from their defined benefits schemes and the harm that may have resulted. The FCA has taken a keen interest in the pensions market since the liberalising reforms introduced in 2015 and has already introduced reforms that seek to protect vulnerable customers. However, especially given the mounting public clamour, FCA Enforcement action in this space may well be on the cards for 2020. Watch this space.