The insurance industry is a sophisticated market, yet it is still evolving. Newer lines of business such as cyber, privacy and fidelity/corporate crime have emerged, with underwriters and claims handlers learning to handle the fall out. Unpredictable decisions lead to disputes.
Generalist lawyers may not understand the nuances of the insurance sector and the need to negotiate recovery under the policy in a way that ensures your relationship with the insurer remains intact. Unpleasant surprises can be avoided by involving a specialist insurance lawyer at an early stage when reviewing your insurance portfolio and when considering making a claim.
Why we are different
Our insurance litigation team acts predominantly for corporate policyholders on coverage issues across a wide range of industries and lines. Our experience covers the whole process, from advising on risk programmes, mergers and acquisitions and other commercial agreements to litigating on behalf of the policyholder in the event an insurer rejects their claim. Our focus on the policyholder enables us to remain almost conflict free.
Our speciality is in managing disputes between policyholder and insurer. We treat the claim as an asset to be recovered and take proactive and decisive action to fight each client's corner. Our understanding of the nuances of the industry and the challenges faced by underwriters and claims handlers means we are able to suggest pragmatic, commercial solutions that bring about a speedy and, where necessary, discrete conclusion.
Our experience of the litigation funding and after the event insurance market means that we can transfer the cost risk of the legal proceedings to level the playing field when battling a large opponent.
London remains the hub of the insurance world with many insurers still writing their business back to London and using English jurisdiction to resolve disputes. However, our lawyers also have experience of handling insurance work emanating from all over the globe. Recent matters have originated from the US, Egypt, Lebanon, Oman, Spain, Sweden and Switzerland.
Areas we cover include: cyber risk; D&O; political risk; product liability; professional indemnity and negligence; property damage and; business interruption.
Sectors and industries include: life sciences; food & beverage; luxury & retail; betting & gaming and; automotive.
- Policy coverage disputes
- Insurance programmes and risk management
- Mergers & Acquisitions
- Commercial contracts
- Insolvency run off issues